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Pre-Arrangements FAQ's

WHAT IS PRE-PLANNING, OR PRE-ARRANGEMENT?

When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Thus, you can reduce family concerns at the time of your death.

WHAT DO I NEED TO DO TO PRE-PLAN?

At your convenience, you can meet with a member of our staff to discuss your options and your preferences. When you make arrangements in advance, you'll want to consider your site of choice, the committal service, and the type of permanent memorial. By making some or all of these decisions now, you give your family peace of mind, and also benefit financially.

WHAT HAPPENS AFTER THE CREMATION IS COMPLETE?

All organic bone fragments, which are very brittle, as well as non-consumed metal items are "swept" into the front of the cremation chamber and into a stainless steel cooling pan. All non-consumed items, like metal from clothing, hip joints, and bridge work, are separated from the cremated remains. This separation is accomplished through visual inspection as well as using a strong magnet for smaller and minute metallic objects. Items such as dental gold and silver are non-recoverable and are commingled in with the cremated remains. Remaining bone fragments are then processed in a machine to a consistent size and placed into a temporary or permanent urn, selected by the family.

WHAT ARE THE ADVANTAGES OF ADVANCED PLANNING?

There are many advantages when you take care of your final arrangements in advance. The most obvious benefit is financial, but there are a number of emotional benefits, too. When you make arrangements in advance you have a better opportunity to make informed choices. If you decide to prepay, you guarantee today's prices, and can take advantage of affordable payment plans. We can provide additional professional advice on pre-planning and prepaying.

WHAT IS THE DIFFERENCE BETWEEN PRE-PAYING AND PRE-PLANNING?

When you pre-plan, you do not need to pay for everything in advance—your estate can pay for the services at the rates being charged when your funeral is held. When your plan is complete, the funeral director will keep it on file until it is needed. However, if you pre-pay at the time you make your pre-arrangements, you can lock in today's prices. We offer several affordable payment and investment options. We'll be happy to discuss these options with you and help you make a decision that best suits your needs.

WHERE DOES THE MONEY GO THAT I PRE-PAY INTO A PLAN?

Typically, 100% of the money you pre-pay will be used for your interment/inurnment. Once we receive pre-plan money from you, we will deposit all of it into a trust where it cannot be released to us until after the funeral you have chosen has been provided for you.

Types of Trusts:

- A Revocable Trust is a trust that any amount of money may be deposited into. At anytime, you may ask for this money and the interest it has made. At the end of the year you will receive a 1099 statement on which you must pay taxes on the interest as it is considered income.

- An Irrevocable Trust is most commonly purchased by someone who eventually might need care in excess of his or her assets. Once purchased, it can be used for burial purposes only. This trust can be started for any amount. It may be added to at any time. You will receive a 1099 at the end of the year showing total interest earned.

WHAT IF THE COST OF THE SERVICES/PRODUCTS I PRE-PAY IS GREATLY INCREASED AT THE TIME OF MY DEATH?

Once you pre-pay for a site on our property, the terms both parties agree to are permanently in effect. For other types of services, the cemetery cannot guarantee that the fund of money established by the purchaser will be sufficient to purchase those services. However, the interest earned by a fully funded account should offset any reasonable price increase.

WHAT IF YOUR CEMETERY IS NO LONGER IN BUSINESS AT THE TIME OF MY DEATH?

Because your money is held in a certified Trust governed by state law, it will always be there for you, even if our business were to be purchased or go out of business.

WHAT INFORMATION WILL I NEED TO PROVIDE ON THE ON-LINE PRE-PLANNING/PRE-ARRANGEMENT FORM?

Never. Not only is it illegal to do so, most modern cremation chambers are not of sufficient size to accommodate more than one adult. Thus it would be a practical impossibility to conduct multiple cremations simultaneously.

CAN THE FAMILY WITNESS THE CREMATION?

This easy-to-use form should take only a few minutes to complete and will require contact information, and your site/property and memorialization preferences. You'll have the option to select services, based on your preferences and the associated costs. View or complete the On-line Pre-arrangement Form now.

HOW CAN I BE SURE I RECEIVE THE CORRECT REMAINS?

We have developed the most rigorous set of operating policies and procedures in order to maximize our level of quality and minimize the potential for human error. Positive identification of the deceased is assured throughout each stage of the cremation process. We only allow certified professionals to operate our cremation equipment.

Anthony J. Papavero, Jr.
Manager, NJ Lic. No. 4091

Jason C. Papavero
Director, NJ Lic. No. 4208

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